Dave is a retired CPA and advisor to small business. He writes speculative and satirical fiction, poetry and music, and describes himself as a deschooled, non-dualist, unspiritual vegan, and a joyful pessimist. Author of a book on entrepreneurship, co-author of a card deck on the ‘language’ of facilitation, and principal author of Bowen’s current Cultural Plan. He is a long-time student of our culture, systems theory, complexity, the history and collapse of civilizations, human nature, free will and the nature of the self, and how the world really works, and writes about these on his blog called (tongue in cheek) How to Save the World. He joined the Hearth to become a better artist, and to provide financial and risk management guidance.